FAMILY FINANCES

Do you find it hard to resist the temptation of buying new clothes or shoes every time you see something cute or on-trend? Do you comfort shop when you are stressed or feeling down? Or have you got into bad shopping habits and found it impossible to resist the ever-present lure of online shopping and …

This is the most compelling list of money affirmations you will ever find. These powerful money affirmations will help you change a negative money mindset to one focused on abundance and financial wellbeing. Before diving into the list, let’s examine what affirmations are and why they work.  AFFIRMATIONS: WHAT ARE THEY, AND WHY DO THEY …

HOW TO MAKE MONEY THRIFTING Have you ever wondered if it really is possible to live the dream by making money from thrifting?! Well, here’s the good news, it is! Especially if you have an eye for style and a bargain. Here’s a guide on how to make money thrifting that will have you on …

The cost of family holidays, particularly package holidays, has increased hugely over the last couple of years. This is why creating a holiday budget is more important than ever. Here is a guide to setting an overall budget and planning your holiday to stay within that budget.  WHY HAVE A HOLIDAY BUDGET? Over several years …

If you are worrying about the ever-increasing cost of food, use these quick tips to put together a low-budget grocery list that will help you cut back on the amount you spend on food whilst ensuring that your family eats healthily.  REWORK YOUR GROCERY LIST TO REDUCE YOUR MONTHLY SPEND The cost of living has …

THE BEGINNERS GUIDE TO CREATING A FAMILY BUDGET Creating a family budget can be a daunting task that gets pushed aside time and again. But having a family budget is essential to understanding your household’s financial health and taking control of your money. I set up a household budget for my family over a decade …

EVERYTHING YOU NEED TO KNOW ABOUT SETTING SMART GOALS FOR YOUR PERSONAL FINANCE Over the last few years, I have become increasingly interested in finding better ways to manage and stay on track with my personal and family finances. One method I have found to really work is to set SMART goals.  SMART goal setting …

42 SIMPLE BUT EFFECTIVE WAYS TO SAVE MONEY ON ENERGY BILLS IN 2023 As energy prices continue to rise sharply, it is more important than ever to reduce the gas and electricity we use to save money on energy bills. Use my list of 42 simple but effective ways to reduce the energy you use …

It’s all getting a bit real on the money front this year, isn’t it?! So take a look at this extensive list of simple money hacks if you want to improve how you manage your family finances and feel more financially secure. There are hundreds of money hack posts out there, so I have carefully …

GET STARTED MAKING EXTRA MONEY SELLING FROM HOME WITH THIS BIG LIST OF IDEAS The current economic climate is tough for so many of us at the moment. One way to help cover costs is to find things you can sell to make extra money. So I’ve put together a list of 55 ideas for …

35 WAYS TO SAVE MONEY ON GROCERIES Are you feeling the financial pinch and wondering how to save money on grocery shopping? Do you feel overwhelmed by the price of groceries and feel your grocery bill is growing out of control? Particularly in the current economic climate, where the cost of food is spiralling upwards …

Black Friday falls on Friday 25 November 2022 and many retailers will be starting their deals at least a week ahead of the day itself. It’s a great time to save money, but there are pitfalls. So I have put together 12 smart Black Friday shopping tips to help you prepare to make the best …

Here’s a quick list of simple budgeting tips from finance guru Dave Ramsey that you can start doing today to help you save money and stay on top of your family finances.   11 DAVE RAMSEY BUDGETING TIPS FOR SAVING MONEY Dave Ramsey is an absolute finance guru in the US.  He’s a finance expert and …

Here’s a list of 20 things that it is very clever to buy in the January sales. January Sales – 20 clever things to buy It’s really worth planning ahead if you want to make some great purchases in the January Sales. Purchased that will actually save you money throughout the year. Random purchases, with …

Oh my goodness just how expensive are kids? So expensive that at times it makes my eyes water. As a first time mum I was a total sucker for buying huge amounts of new stuff that cost an arm and a leg and lasted less than a month. Somewhere along the line reality took hold …

50 TIPS: HOW TO SAVE THOUSANDS ON FOOD SHOPPING How on earth do you save money on family food when it feels like all the family could eat a horse – each? On a daily basis? It really adds up, doesn’t it? And that’s before you add in those too-tired-to-cook takeaways and I-just-don’t-have-time ready meals. Plus, …