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This is the most compelling list of money affirmations you will ever find. These powerful money affirmations will help you change a negative money mindset to one focused on abundance and financial wellbeing.

Before diving into the list, let’s examine what affirmations are and why they work. 


Is it possible for a few words to change your mindset? Yes! It is totally possible. An affirmation is a positive phrase or statement repeated regularly to help shift thought patterns from negative to positive and help improve self-belief.

Repeating an affirmation daily can activate the brain’s reward system and impact how the brain experiences emotional or physical pain. 

Affirming that you have the ability to manage stress and challenges can help boost your confidence and self-belief, which empowers you to cope well. I really like the way Healthline sums up affirmations and how they work.

So if you are struggling with managing your money or having enough money, using a well-chosen money affirmation can help you change your mindset from feeling despondent and negative to feeling confident and capable of dealing with your financial challenges. 

An affirmation isn’t a panacea; it won’t suddenly make your debt disappear or bring you instant wealth. It can open your mind to the possibility of change and help set you on a path to a healthy relationship with money. 

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My current money affirmation.

I research and evaluate all recommended products and services. This post may contain affiliate links. If you click on links, I may receive compensation. As an Amazon Associate, I earn from qualifying purchases. Please see my commercial disclosure by clicking here.

I first discovered the power of affirmations by reading a book by social scientist BJ Fogg called Tiny Habits.

My first affirmation was general: “Today is going to be a great day”. As suggested in the book, I repeated the affirmation every morning, just before I cleaned my teeth (tying a daily affirmation in with something you do on a daily basis makes it easier to remember to say it). 

I found it almost overwhelming how much this simple affirmation changed my mindset for dealing with the day-to-day challenges of life and helped ensure that even the most challenging days ended on a positive note. You can read about my first experience with affirmations and how they helped change my mindset

I now use affirmations regularly, particularly if I struggle with something or challenge myself. 

My current favourite money affirmation is, “I allow prosperity to flow into my life.” As I grow my business, I feel the positive benefits of using this affirmation.

So I thought I would compile a list of powerful money affirmations for anyone who wants to change their money mindset from negative to positive and improve their relationship with money


There are many money affirmations out there, great big lists of them. So I’ve put together a compelling list of money affirmations that are both powerful and uplifting.

These affirmations focus on abundance and financial wellbeing rather than amassing as much money as possible (simply focusing on getting as rich as possible feels like a soulless pursuit). 

The key to using affirmations successfully is to behave as if the affirmation is already true. This is why it is important to say affirmations in the present tense and avoid using affirmations in the future tense. 


Browse through the affirmations below and be mindful of which resonates most with you. That is the affirmation that you should choose.

If you don’t find an affirmation that truly resonates with you, use this list to inspire your own money affirmation. 

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Choose an affirmation that resonates with you.


  1. I allow prosperity to flow into my life. 
  2. I release all resistance to attracting money.
  3. I am open and receptive to all the wealth life brings me.
  4. I attract money happily in my life.
  5. Money is pouring into my life.
  6. Everything I need to build financial wellbeing is available to me right now.
  7. I am capable of overcoming any financial challenges.
  8. I boldly conquer my money goals.
  9. I am not afraid of money. 
  10. I am a confident money manager.
  11. Money is freedom.
  12. My capacity to hold and grow money expands every day.
  13. I enjoy managing my money.
  14. I am financially secure and living on my terms.
  15. I control money; money doesn’t control me.
  16. I am a capable person that can tackle all money obstacles.
  17. I am a financially successful person.
  18. I am improving my relationship with money.
  19. I trust that more money is coming to me.
  20. I am capable of meeting my financial goals.
  21. It is within my power to create a successful financial future.
  22. It is possible to build the financial future that I desire.
  23. I am in control of my spending.
  24. My debt doesn’t control me; I manage it.
  25. I am sticking to my budget.
  26. I am responsible with money and manage it wisely.
  27. I make wise financial decisions. 
  28. I am a successful money saver.
  29. I choose to be responsible with my money.
  30. I am in control of my financial life.
  31. I overcome all obstacles that lie in my way of financial success.
  32. I am capable of being free from debt. 
  33. My savings continue to grow, and I am financially secure. 
  34. I constantly attract opportunities that create more money.
  35. My income is growing higher and higher.
  36. There are no limits to the money I can earn.
  37. The more fun I have, the more money I make.
  38. I believe in my ability to earn more money.
  39. My hard work brings me money.
  40. I enjoy earning money.
  41. It is easy to make money.
  42. I am easily creating more money and abundance.
  43. There is no limit to the amount of money I am capable of earning.
  44. I always have enough money to thrive.
  45. I am financially free.
  46. Financial freedom is my reality.
  47. I have enough money to enjoy my day-to-day life freely.
  48. I am what a financially free person looks like.
  49. I release all negative energy over money.
  50. Money and spirituality co-exist in harmony.
  51. I am at peace with having a lot of money.
  52. I have a positive money mindset.
  53. Money is energy, and it flows into my life constantly.
  54. I have the power to attract money into my life.
  55. Money is abundant, and I attract it naturally.
  56. I deserve money in my life.
  57. I am grateful for all that money brings me.
  58. I let go of all my limiting beliefs around money.
  59. I let go of all my fears around money.
  60. I know anyone can be wealthy, including me.
  61. I deserve a prosperous life.
  62. I am worthy of a solid financial foundation.
  63. I surrender all of my resistance to wealth.
  64. I am worthy of financial security and freedom.
  65. My relationship with money gets better and better every day.
  66. I am worthy of money.
  67. I deserve to be financially rewarded.
  68. I deserve to be paid for my time, skills, and knowledge.
  69. I am healing my relationship with money.
  70. Having money makes me feel calm and confident.
  71. Financial wellbeing is my reality.
  72. I give myself permission to build wealth. 
  73. I give myself permission to prosper and grow.
  74. I change the world with my money.
  75. I use money to better my life and the lives of others.
  76. Money is my servant.
  77. I am in control of my money. 
  78. I have the power to create success and build wealth.
  79. I am confident in my ability to create wealth.


Write down the affirmation you have decided to try, and then decide on a time during the morning to repeat it.

It is better to use affirmations first thing in the morning to set yourself up for the day ahead. I always say my affirmation just before I clean my teeth. I have it written on a little notelet by the bathroom sink to help remind me to say it. Here is a little list of suggested times to say a money affirmation. 

Great times to say an affirmation during the morning include:

  • As you get out of bed and stretch
  • Just before or after you take a shower
  • Before you clean your teeth
  • Just before you get dressed
  • When doing your make-up 
  • While you are making breakfast
  • As you leave your home 
  • As you start your morning exercise
  • As you switch on your computer

It can be really easy to get into a pattern of negative self-talk when you are struggling with money. So I really hope you find the perfect money affirmation that helps change your financial situation or your attitude to dealing with money for the better.

Use your chosen money affirmation for positive reinforcement as you build a healthy relationship with money and work to improve your financial planning and habits. 

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A well-chosen money affirmation will change your money mindset.